Stock Market? I Thought It Was Just for Rich People with Yacht Shoes 🚤💼
Fear was free – and we inherited plenty of it
The only thing scarier than the stock market growing up was running out of custard creams. My grandparents spoke of it like it was some dark alley full of dodgy men in suits shouting “sell, sell, sell!” Meanwhile, they were quietly building property portfolios and complaining about tenants who didn’t pay rent on time. Confused? So was I. 🙃🏘️

Living for the moment… and overdraft
As soon as I started earning, I embraced payday like it was a national holiday. Clothes, takeaways, gadgets I didn’t need – I bought the vibes. Financial planning? That was something for “future me”, bless her. She’s still recovering. 🎉💳
The workplace shares I wish I’d hugged tighter
I once had discounted employee shares. Magical, right? Did I hold them and let them grow like a proud parent? Nope. I sold them faster than you can say “compound interest”, probably to buy a new sofa and some fancy light fittings. Not terrible, but not generational wealth either. 🛋️💸
What I tell my kids (and now… anyone who’ll listen)
Now I teach my kids to start small, invest early, and trust that boring old patience is actually their rich best friend in disguise. The stock market isn’t the monster under the bed. It’s just a clever tool we were told was “too risky” because nobody taught us how to use it. 🎓📈
“The best time to plant a tree was 20 years ago. The second best time is now.” – Chinese Proverb 🌳