Confessions of a Former Shopaholic: I Thought Zara Points Counted as Investments” 🛒😂

I worked hard… so I spent harder

My early 20s motto? “I deserve it.” New handbag? Deserved. Takeaway three nights in a row? Deserved. Did it leave me rich in experience and bankrupt in reality? Also yes. 💅🍕💷

What changed? Realising that wealth isn’t just about having nice things today — it’s about the freedom to choose tomorrow. If I could whisper advice to my younger self, it’d be: “Mate, save a bit. Invest a bit. And maybe ease up on the takeaway orders.” 🍕😉

Meanwhile, the wealthy were playing Monopoly IRL

While I was stockpiling receipts and regrettable outfits, the 1% were investing, compounding, and planning for their grandkids. Turns out, rich people aren’t necessarily smarter — they just think longer-term. 🧠🏦

I didn’t waste everything, just most of it

Okay, so I did extend the house. That was smart. But had I known more about stocks and passive investing, I would’ve been building a money machine instead of playing Amazon roulette every payday. 🏠📉📦

No guilt, just growth

We all start somewhere. I just started in the land of impulse purchases and discount codes. But now I use those stories to teach my kids about intentional spending, saving and building wealth while still enjoying life — just without buying another air fryer. 🎯🛑

“Do not save what is left after spending. Spend what is left after saving.” – Warren Buffett